While I'll agree that $8,100 a year seems a bit excessive for family health insurance coverage....I think this marching and protesting shows just how disconnected teachers can be from the real world (the real world where co-pays are commonplace, insurance costs are rising, and we don't get a 3 month summer vacation and 2 weeks off for Christmas). I sympathized with them until I read where the teachers REFUSED the offer of an HMO....I don't know if they realize it, but most people these days have HMO's....but somehow, the teachers consider themselves too good for an HMO. Reality is...they need to accept the alternative of an HMO if they want cheaper healthcare. They want the traditional Blue Cross/Blue Shield PPO, then they should pay for it, not us already overburdened taxpayers.
As a sidenote, I would not want that Rosemary Boland representing me. I never had her for a teacher, and I'm not even a product of Scranton schools, but she just appears to be a bitch. My wife had her for a teacher in grade school and confirmed that she is, in fact, a bitch. She said that she kept a paddle in her classroom, and used it at times too. I sure as hell hope this is not allowed these days, because any teacher that hit my kid with a paddle would need a good proctologist to ever see that paddle again.
Anyways, hopfeully some compromise can be reached on this insurance thing, but I think it has to be that teachers need to come back to the real world and accept an HMO. The rest of us working stiffs out there have to live with HMO's, so should the people who are paid with our tax dollars (I would apply this argument to polticians as well). Also, I have a problem with them complaining about the health care, when they did, in fact, sign this contract. They shouldn't have agreed to such a contract if they were so against it. Maybe they need to look at their union and question the job the union is doing in representing them.
My kid is only in kidergarten, but so far, through 2 years of preschool and now kindergarten, I'm happy with the level of education here.But a strike will not sit well with me, and I'll seriously consider pulling my childfrom the schools and sending him to Catholic school.
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Bill as I understand it some of the employees of the SSD did accept the HMO and even with that the premium paid by the employee just about doubled ... which could be the reason that Rosemary was looking for a long term fix to the problem rather than a one year relief which in the end is all the HMO was for those employees who elected to go with it.
I think it's time for the Scranton School District to move away from BC/BS and look for an insurance that is comperable yet more affordable to all of the employees.
As I read the article this morning they have Teacher Aides who are at top rate of $24,000 per year so a hit of $7,000 for them is quite incredible. Now the newer Aides would not be at that yearly salary ... so it's even a harder hit for them.
And believe me I understand what you are saying ... but Rosemary would not even present this to the membership of the SFT ... so the teachers can not be blamed for this nor can the Paraprofessionals (Aides). They were not afforded the opportunity to opt into the HMO.
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I want everyone to stop and think about one thing ... Joe Pilchesky is not a lawyer ... he's just a guy playing a lawyer on the internet. Please don't trust your legal needs to this man.
I think its they are entitled to choose the best health care program in the world and I encourage it - but for me as the person who has to fund it I say allow them a comparable program to my own and let them pick up the difference. My healthcare is a B.C. HMO and I pay < $16/week family coverage for my part, company pays a grand total of < 6Kper year (I can post an exact no. soon). Copays can make you think twice about abusing this plan and I think thats the problem with the districts runaway costs. Every plan is different but they should be able to get similar prices for the district if they were receptive to the kinds of copays we all live with.
A bit excessive? It's criminal! Just because you have low end benefits, don't drag everyone else down. The teachers were bamboozled in the last contract. The past president jumped ship after an unethical process of getting the contract passed. The teachers should strike. The administration keeps creating jobs and handing themselves raises while they want to crucify the teachers and more disgusting, the non teachers. Those poor people are getting killed. Until the federal or state government gets a handle on this crisis, people need to fight, march and strike. Teachers in our district are leaving and replacements are non exsistant. They need to find solutions and soon. Solutions, not meaning, making it unaffordable to work in the district. That's not a solution, that's prolonging the problem.
...SSD teachers are getting screwed on the healthcare deal; the co-pays that my wife 'enjoys' (as a district teacher) are horrible...my coverage at work is much better. The only benefit that she has that is better than my package is the dental care. ...Should they strike? No, that should only be a very last resort. With a strike no one wins, especially the students. In the end, they are what really matters. What's more, the notion of a strike runs counter to the professional nature of teachers. Teachers rightfully compare themselves to Doctors and Lawyers, but the last time I saw lawyers marching it was in Pakistan. That said, I can see where this may head in the strike direction, as you have the perfect storm...A bull-headed union president (Boland) and a bull-headed administration. ...The last SFT president did negotiate a poor contract with regard to healthcare (sorry Jack), but he's getting all the blame for a root problem (the incredibly inefficient delivery of heathcare in the US) that he had no real control over. Sure, he looks bad now, but mark my words: without a national healthcare solution, ALL OF US will be facing the same problem. Everyone in the US healthcare delivery system demands a double digit profit year over year...wonder why medical inflation is so high? ...Don't count on any breakthroughs from District CEO Sheridan. In my personal opinion he is a boob (past experience talking here).
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Free Speech does't require a multi-paragrah disclaimer Mr. Pilchesky.
I can't say how it is now but at least in the past the SFT contract named the carrier as BC/BS and no other need try to supply health care. If they are still named as the carrier that is a big part of the problem. BC/BS knows they have no worries as they are "named" as the only exceptable carrier. The whole contractfor healthcare needs to be put out to bid and the best offer should be used. The only wording that should be used in the contract should be what the coverage will be, who will pay and how much, lenght of the coverage period. Nothing else. No particular company should be named.
-- Edited by IHavehadenoughofhaters at 21:03, 2007-12-20
IHave, you make a good point, but let's not forget that the SSD is not exactly known for it's shrewd, money-saving management practices. As a group, they have virtually no incentive to save money...afterall, there are no owners in charge, no stockholders to report to, and anyone can be a school director (hence we get the likes of Janet Evans and Bob Lesh, among many others).
-- Edited by Agamemnon at 07:12, 2007-12-21
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Free Speech does't require a multi-paragrah disclaimer Mr. Pilchesky.
A bit excessive? It's criminal! Just because you have low end benefits, don't drag everyone else down. The teachers were bamboozled in the last contract. The past president jumped ship after an unethical process of getting the contract passed. The teachers should strike. The administration keeps creating jobs and handing themselves raises while they want to crucify the teachers and more disgusting, the non teachers. Those poor people are getting killed. Until the federal or state government gets a handle on this crisis, people need to fight, march and strike. Teachers in our district are leaving and replacements are non exsistant. They need to find solutions and soon. Solutions, not meaning, making it unaffordable to work in the district. That's not a solution, that's prolonging the problem.
Unions are outdated, in my opinion. Those teachers aren't stuck working in the coal mines. If the benefits and pay are better elsewhere, then I say don't let door hit you where the good Lord split you. There are plenty of teachers without the connections to land a full time teaching job that would be happy to take their jobs...and I would be happy to see someone like Rosemary Boland, who has no business dealing with children for a living, leaving this school district.
Anyways, I look at the teachers' parking lot at my kids' school, and it doesn't appear that any of them are starving. I don't see any junkers parked there. But I do see some nice new SUV's and even a few BMW's and Mercedes. My heart bleeds for them.
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Everything they deserve? In my opinon that would be their walking papers if they don't wise up and stop their ridiculous demands for top-of-the-line Cadillac Blue Cross/Blue Shield health insurance. They need to come back to the real world. And that doesn't just apply to Scranton teachers....its PA teachers in general.
Like I said, if they don't like it, there are plenty of teachers who aren't politically connected who need a job and would be happy to replace them.
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Remember, next Friday is Hawaiian shirt day. So, if you want to, go ahead and wear a Hawaiian shirt...and jeans.
Five years ago I would have agreed with you, but now I don't. The fact is this: my wife (who is a SSD teacher) has her own health insurance through the district. She pays more out of her pay for single coverage than I do for coverage that covers myself and our daugthers. Her co-pays are also higher than mine.
Should SSD teachers get fully paid medical insurance? Absolutely not. We all should pay...it's our health, and we all need some "skin in the game" if you will. However, it's a misnomer that they currently have a great deal and simply want more. Yes, listening to some of the more militant union leaders complain is tiring, but this is one instance where I think they have it right.
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Free Speech does't require a multi-paragrah disclaimer Mr. Pilchesky.
To follow up on my earlier post I have the total cost for my family health insurance for 2006. $11,200 total, $1,080 paid by me for a BC/BS HMO plan that is not unreasonable. Vision and dental are listed as a seperate cost and not included in this price. Of course there are co-pays for doctor visits and prescriptions but if the typical taxpayer has to deal with it then I think its fair to expect teacher to also. I will reserve judgement on a teachers strike until I have information on the total cost of the health care. Well thanks for listening and I apologize for the earlier inaccurate estimate.
For a teacher in the Scranton School District just covering him/herself on BC/BS Access Care...
2007: $73.78/pay, or $1,918.28/year 2008: Approximately $137.00/pay, or $3,562/year
Other coverage (such as Dental, which is currently $17.08/pay for an entire family, or $444.08/year) would be extra.
Now I am not what you would call an ardent union supporter; as I've written on a few occasions, I don't even think teachers should even be in a union. However, in this case they are like the canary in the mine...what's happening to them will be happening to all of us unless there is some kind of national solution to this healthcare madness. Our current system rests on a very complicated supply chain where everyone who touches healthcare wants to generate double digit profits...and because of that, we are all slowly suffocating under the costs.
-- Edited by Agamemnon at 18:17, 2007-12-28
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Free Speech does't require a multi-paragrah disclaimer Mr. Pilchesky.
Aga, the numbers you list indicate that costs are rising for the district healthcare dramatically. Thank you for posting them, however, as a taxpayer I am also interested in the figures that the district pays. To be fair you have to consider the total cost. My employer pays over 90% of my costs and perhaps the district should do the same for the teachers if the plan they choose is in line with private ind. standards.
I have nothing but the highest regards for the teachers I have had the pleasure of dealing with for the four years my oldest has been enrolled in the S.S.D.
Understood...unfortunately, I don't know how easy it would be to get the district's costs...although from what I understand the district's contribution is fixed, per the last agreement with the union. I will see if I can find anything though. That said, I wouldn't be shocked if the district is getting a relatively non-competetive price for healthcare from BC/BS. In my opinion, the management team at the SSD isn't known for innovative thinking for strong cost containment.
My employer covers a similar percentage of healthcare costs...although I'm not sure of the exact percentage. My employer is also very aggressive when it comes to vendor negotiations, so it wouldn't shock me if the total cost (employee + employer) for my employer isn't significantly less than what the SSD pays. As an interesting side note, my employer dropped BC/BS HMO coverage for 2008...we now have a CIGNA Administerred Plan, an Aetna plan and Geisinger Health Plan HMO (that covers myself and my children). As I understand it, BC/BS was dropped almost exclusively due to cost.
-- Edited by Agamemnon at 18:47, 2007-12-28
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Free Speech does't require a multi-paragrah disclaimer Mr. Pilchesky.
For teachers and for Administrators the cap is on the year 1999 I believe it may be on 1998 ... and for the others the cap is on the year 2000. The employees are responsible to pay for any increases in cost that occurs after those years ... so an end to this madness will never stop ... as the insurance premiums soar so does the amount of co-pay for the employees.
Everyone is under the assumption that the employees of the SSD teachers, aides, secretaries, maintenance all have what they like to refer to as the "Cadillac Plan" with BC/BS ... but that is not true .... those who have Traditional BC really pay a huge amount of money for it ... For a Family plan of traditional BC/BS in 2006 ... the employee was responsible for paying $346.69 (dental being a separate plan) per pay ... that's every 2 weeks ... 26 times per year. Now I don't know about all of you but I feel that is excessive .... and that was the amount being paid in the year 2006 ... so you can only imagine what it is now ... So I know what you are thinking ... go to the PPO ... well the PPO is available and that is what most people have and in the year 2006 the cost (again dental being separate) for the PPO is $224.88 for a family plan per pay ... still excessive don't you think?
Can there be a savings to the employee by moving to an HMO ... yes ... but for how long ... when we moved from traditional to the PPO the saving were only realized for the first 2 years and then we were right back in the same boat ... so I hope you understand that it really isn't the fact of the HMO ... it's wanting to get a grip on the entire situation ... it is my understanding that those who were able to go to the HMO for considerable savings last year .... are now seeing the employee's share of the cost doubling ... so what did that do for anyone who took it ... they are right back where they were when they made the move to the HMO although it's not as severe as the costs for those who retain traditional and PPO ... but it's a hit none the less.
The district does not pay 90% of the costs ... because if they do then what it costs for BC/BS is criminal.
Yearly to an employee in 2006 for traditional = $9,013.94 Yearly to an employee in 2006 for PPO = $5,846.88
Add to thatan additional$448.00 per year for dental for the family ... OUCH!
Do I think there should be a strike ... No I am not a fan of striking ... nobody wins ... but what I do think is this ... that it is time for the District to look for other insurance plans that are more affordable ... BC/BS is not affordable any longer. It is time to aggressively begin seeking other insurance ... and just because there is a company named in a contract ... well the district and the union can always do a memorandum of understanding and attach it as an addendum to change one particulararticle inthe contractand this should be done as quickly as possible.
-- Edited by LusOnlyVoice at 10:08, 2007-12-29
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I want everyone to stop and think about one thing ... Joe Pilchesky is not a lawyer ... he's just a guy playing a lawyer on the internet. Please don't trust your legal needs to this man.
I do not have a family plan so I used the numbers that I had in a file ... to give the numbers ... which happened to be from the year 2006 ... since it is coming upon 2008 you can only imagine what those numbers are now!
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I want everyone to stop and think about one thing ... Joe Pilchesky is not a lawyer ... he's just a guy playing a lawyer on the internet. Please don't trust your legal needs to this man.
The board must MAKE the administration change/fix the healthcare. If they do not, you will be on strike and the board members who do not make it happen will end their political careers. You teachers stick together and stick with the board members who try to assist in fixing this major problem. It will end in time or heads will roll. In the end you will win. And don't listen to the fools who'll say "I don't have it, so they shouldn't either". Those people are in the minority and idiots. The vast majority of the taxpayers know what you're paying is a crime. Fight it and fix it.
Here is the thing .... I don't think anyone is looking to get anything for free ... I think all of the employees of the SSD have come to realize that those days are over ... however at the rate that the insurance is rising it will not be long before we come home with no paycheck ... Most people working in the School District do not make the money that you all think ... I'm not saying it's a bad pay ... but what I am saying is ... that it's not what you think and if it were not for the rising costs of the insurance I don't think you would hear anyone bitching ...
See the public is thinking that everyone wants to have their insurance paid for 100% ... well I guess we would like that ... but it's not realistic now is it ... what we really want is to find out why the costs have gone up so dramatically ... and to try to find more affordable insurance and not have history repeat itself so we need to find out more about what we as the insured can do to keep costs down ...
I guess we have to look for a positive in this situation ... and I know there is one ... it has made us more aware of the cost of health insurance ... and maybe it has made us think about just how we use that insurance .... instead of going to the ER and using it like it is the family doctor ... we are more likely to use the ER as it was intended to be used ... for emergencies.
But know this that people have changed the way they do things ... more and more are doing ExpressScripts by mail and not making so many trips to the ER ... but yet the cost has still doubled. So what is the answer to this problem ... an answer must be found because today it is the employees of the SSD ... professional and non-professional that are paying a large sum for insurance ... it's something that is on the horizon for everyone ... so instead of fighting with each other over this we should try and work together and come up with a solution ... Fighting with the administration and demanding resignations will also not bring about a solution ... Lets all try to figure it out together ... public employees along with non public employees ... it's a problem that will effect all of us one day ...
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I want everyone to stop and think about one thing ... Joe Pilchesky is not a lawyer ... he's just a guy playing a lawyer on the internet. Please don't trust your legal needs to this man.
I like Paul's question best. Will Janet Evans show her support for her union and walk a picket line during an election year. If she does, I say she does it during the "no cameras around shift," and quickly retires to her car or other shelter before she's approached by the media. No way she comments on TV or in print.
If spring rolls around and Scranton teachers are still on strike she's political toast.
"The city allocated $69,171 in the 2008 budget to pay for the insurance premium costs for the seven public works department employees, $102,082 to pay insurance costs for the citys nine full-time firefighters and $197,519 to pay insurance costs to cover the citys 12 police officers. "
To understand what is fair you need to have a basis of what insurance costs elsewhere. This is a start although I wish they had included more detail such as dental, etc.
Thank you for those numbers ... now say that the District were using the same numbers ...
if you divide the amount by the number of employees .... when rounded off to the nearest dollar amount ... the cost would be $16,460.00 per employee .... if that coverage were for the family plan ... and the cost to the employee is $9,013.94 ... this would leave the amout left to be paid by the District at $7,446.06 which means that the employee's are paying more than 50% of the cost for insurance ... now remember that these figures are the figures from the year 2006 ... the cost to the employee is even higher right now ...
I do not think there is one employee at the Scranton School District that is looking to have all of thier insurance paid for ... You Lord Chesterfield said that you pay 10% ... and your employer pays 90% ... I don't even know if the employees would look to go that low ... although we would love that ... but come on you must admit that more than 50% is quite a burden on the employee. Don't you think ... or no?
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I want everyone to stop and think about one thing ... Joe Pilchesky is not a lawyer ... he's just a guy playing a lawyer on the internet. Please don't trust your legal needs to this man.